Commercial Combined Solutions

As brokers, we take pride in offering a diverse portfolio of insurance solutions designed to safeguard your business. Our range of commercial combined products covers a wide spectrum of needs, ensuring you have the right coverage in place.

Fire

Fire Insurance protects your property or assets from damage or loss caused by fires.

Professional Indemnity

Shields professionals from financial losses due to negligence claims or mistakes in their work.

Office Contents

Safeguards your valuable equipment, furnishings, and assets in case of theft, damage, or loss within your office space.

Business Interruption

BI helps your business recover lost income and cover expenses during disruptions caused by events like fires, natural disasters, or emergencies.

Theft

Protects businesses from financial losses caused by employee theft, fraud, or dishonest acts. It covers stolen money, securities, or property.

Money

Provides protection for your business's cash and currency, both while on your premises and during transportation, safeguarding you against theft, loss, or damage.

Fidelity Guarantee

Protects against financial losses resulting from employee dishonesty, fraud, or theft within an organization.

Goods in Transit

Covers the safety of your products while they are being transported from one location to another, providing protection against damage, theft, or loss during transit.

Business All Risks

BAR is comprehensive coverage that protects your business against a wide range of risks and perils, providing financial security in unexpected situations.

Workman's Compensation

Offers financial protection to employees in the event of work-related injuries or illnesses, providing medical benefits and wage replacement.

Accidental Damage

Covers unexpected harm to property, providing financial protection for repairs or replacement.

Public Liability

Safeguards your business from financial and legal repercussions in accidents, injuries, or property damage involving third parties.

Accounts Receivable

Safeguards businesses against financial losses arising from non-payment of invoices.

Glass

Covers the cost of repairing or replacing broken glass windows, doors, or storefronts for businesses.

Employer's Liability

For those with employees, it's a legal obligation to hold employer's liability insurance.

Evacuation

Covers the costs associated with relocating individuals or groups from a dangerous or emergency situation to a place of safety.

Electronic Equipment

Protects businesses from financial losses caused by damage or breakdown of electronic devices and equipment.

Group Personal Accident

Provides coverage for a group of individuals against accidental injuries, disabilities, or death.

Agriculture

Safeguards farmers and agricultural businesses against financial losses caused by unexpected events, such as extreme weather, pests, or crop failure. It helps ensure the stability of the agriculture sector and supports food production.

Motor

Provides coverage for vehicles against financial losses arising from accidents, theft, or damage.

Marine

Is designed to protect against the risks and challenges associated with shipping, cargo transport, and maritime activities. It provides financial protection for vessels, cargo, and liability in the event of accidents, damage, or loss at sea.

Engineering

Provides financial protection for construction and engineering projects, covering risks such as accidents, equipment damage, and professional liability. It safeguards businesses and professionals in the engineering and construction industry from financial losses associated with project setbacks or unexpected events.

Mining

Protects mining businesses from financial losses associated with risks specific to the industry, such as property damage, equipment breakdown, and liability. It is essential for ensuring the viability and resilience of mining operations.

Energy

Is designed to protect businesses in the energy sector from financial losses related to their operations. It provides safeguards against risks specific to the industry, such as equipment breakdown, property damage, and liability, ensuring business continuity and financial stability.

Oil and Gas

Oil and Gas Insurance is specialized coverage for businesses in the oil and gas industry. It provides financial protection against industry-specific risks, including property damage, environmental exposures, and liability.

Cyber

Is designed to protect businesses from financial losses related to cyber threats, including data breaches, cyberattacks

Directors and Officers

(D&O) Insurance is protection for company leaders, shielding them from personal financial liability in case they are sued for alleged wrongful acts in managing the company.

Hospitality and Leisure

Protects businesses in the hospitality and entertainment industry from financial losses related to accidents, property damage, liability claims, and more. It's essential for safeguarding the well-being of businesses in this sector.

Aviation

Aviation Insurance protects individuals and businesses in the aviation industry from financial losses related to accidents, damage, and liability. It's crucial for ensuring the safety and financial well-being of aviation operations.

Surety Bonds

Serve as financial guarantees, ensuring that parties in contracts, especially in the construction industry, fulfill their obligations.

Kidnap and Ransom

Provides financial protection in case of kidnapping, extortion, or security threats. It safeguards individuals and organizations operating in high-risk areas, covering ransom payments and crisis-related costs.